STICPAY Fees Explained: Deposit, Withdrawal, Currency Conversion & Inactivity

STICPAY is one of the most convenient digital wallets for sending, receiving, and exchanging money globally. But like any e-wallet or payment platform, understanding the fees is essential to avoid surprises.

Whether you’re a freelancer, online gamer, or business owner, knowing the fees for deposits, withdrawals, currency conversions, and inactivity will help you manage your money better.

1. STICPAY Deposit Fees

STICPAY allows deposits via bank transfer, credit/debit card, and cryptocurrency. Fees vary depending on the method:

• Bank Transfer: Usually low, around 1%–2%, but depends on your country and currency.

• Credit/Debit Cards: Higher than bank transfers, generally 2%–3%, but instant.

• Cryptocurrency: Network fees apply (depends on the blockchain used).

Tip: Using a trusted exchanger like ChangeBuz.com can help you deposit STICPAY from PayPal, Skrill, or other wallets with lower fees than direct card deposits.

2. STICPAY Withdrawal Fees

Withdrawing funds from STICPAY depends on your chosen method:

• Bank Transfer: Usually a fixed fee + percentage, depending on the country and currency.

• STICPAY Prepaid Card (STIC Card): ATM withdrawals may incur fees from STICPAY and the ATM operator.

• Cryptocurrency: Subject to network transaction fees.

Tip: For low-cost withdrawals to PayPal, Skrill, or local banks, ChangeBuz.com offers the lowest fees and fastest processing.

3. Currency Conversion Fees

STICPAY supports multiple currencies, but converting from one currency to another incurs a conversion fee:

• Fee Range: Typically around 2%–3% per transaction.

• Applies automatically when sending or withdrawing funds in a different currency.

Pro Tip: To save on currency conversion, plan your transactions carefully and consider using ChangeBuz.com for cross-wallet exchanges with better rates.

4. Inactivity Fees

STICPAY charges a small fee if your account is inactive for an extended period:

• Fee: Around $2 per month after 12 months of inactivity.

• Applies to wallets with zero activity, including deposits or withdrawals.

Tip: Keep your STICPAY account active to avoid inactivity fees — even a small transfer or exchange counts as activity.

Summary Table of STICPAY Fees

Why ChangeBuz.com Can Help

If you want to minimize fees when funding or withdrawing your STICPAY account, ChangeBuz.com is the best choice:

• Lowest deposit and withdrawal fees.

• Multiple exchange options – STICPAY to PayPal, Skrill, Perfect Money, Payoneer, and bank accounts.

• Fast and reliable transactions.

• Trusted by thousands worldwide.

Using ChangeBuz can save you significant money compared to direct STICPAY deposits or withdrawals, especially when currency conversion is involved.

Final Thoughts

Understanding STICPAY fees is crucial for managing your money efficiently. Here’s a quick recap:

• Deposit fees: 1%–3% depending on method.

• Withdrawal fees: Fixed + percentage, varies by method.

• Currency conversion: ~2%–3% per transaction.

• Inactivity: $2/month after 12 months of no activity.

And if you want the lowest fees and fastest transactions, always consider ChangeBuz.com for STICPAY exchanges.